SNIPPET

In my time; in your time and certainly today in 2014, naval personnel follow civilian trends.  That means they get into trouble in so many different ways and like their civilian counterparts, are liable to see their names highlighted in the press. They also appear in court.  Equally, and as old as the hills, sailors also appear in front of the captain as naval defaulters, meaning that they are subjected to a level of justice not experienced by civilians.

However, for this story, the repercussions of erring in civilian life do not incur naval penalties, unless of course the "crime" brings discredit upon Her Majesty's Service, in which case they run the risk of being award consequential naval penalties awarded by the captain on top of the penalty awarded by the civilian court. This can mean that they serve extra time [measured in days usually] in the navy, right through to being discharge from the Service altogether.

As the text in this file says, the navy do not normally interfere for these personal excesses, even though it sees its personnel standing into danger, which could so easily affect their military duties and propriety, or rather lack of it.

This relates a DCI[RN] from 1981.

PERSONAL DEBT PROBLEM IN THE NAVY IN 1981.pdf

Live within your means and go well.

Footnote: a prime minister once told us that we had never had it so good. He was a politician? I am not, but I can tell you that my records show that in 1979 when Mrs Thatcher came to power after the 'Winter of Discontent', my mortgage payments were @ 22% - yes, that is not a typo - where today, for all youngsters, armed forces and civilians, the mortgage is a doddle in single-digit figures buoyed by a continuously maintained bank rate of 0.5%. I will say without hesitation, that today's youngsters have never had it so good moneywise, mitigated by admitting that that assumes they can find reasonably well paid employment. Make no mistake, sailors are indeed well paid: we were not!